ORIGENCAPITAL

Business financing in Pike County.

County-by-county financing guides. No paperwork. No social. No ID.

2 institutions are headquartered inside the Pike County line, and 3 more keep a branch here. Below, we say which is which.

Not this lane? Home FinancingPersonal Financing

In this county5DOORS INSIDE THE COUNTY LINE
2HEADQUARTERED HERE
4FUND THIS LANE HERE
THE DIRECTORY

The doors in Pike County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Pike County2
  • Troy Bank & Trust CompanyTroy · CDFI bank
    Personal · Business capital
  • Henderson Bancshares, Inc.Troy · CDFI
    Community lending
Keeps a branch in Pike County3

Based elsewhere, with a member-facing office inside the Pike County line. You can walk in.

  • All In Credit UnionDaleville · Credit union
    Personal · Home · Business capital
  • Guardian Credit UnionCDFI-certifiedPrattville · Credit union
    Personal · Home · Business capital
  • Max Credit UnionMontgomery · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
IN THIS LIST

3 of the 8 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN PIKE COUNTY
THE GUIDE

This guide helps solo contractors, small business owners, and real estate investors in Pike County, Alabama understand their local financing options. It covers who qualifies, what documents you need, which local lenders and CDFIs actually serve this area, and how to avoid predatory traps. Origen Capital is a directory, not a lender — our goal is to point you toward trustworthy local resources. Take your time, compare your options, and never feel pressured to sign anything quickly.

WHO SAYS YES HERE
3CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Guardian Credit Union · Troy Bank & Trust Company
3Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

All In Credit Union · Guardian Credit Union
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions