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Business financing in Washington County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Washington County line, but 2 keep an office open here. They are below, by name and by town.

Not this lane? Home FinancingPersonal Financing

In this county2DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Washington County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Washington County2

Based elsewhere, with a member-facing office inside the Washington County line. You can walk in.

  • Alabama One Credit UnionTuscaloosa · Credit union
    Personal · Home · Business capital
  • Azalea City Credit UnionMobile · Credit union
    Personal · Home · Business capital
Serving all of Alabama6
  • Community Enterprise Investments, Inc.Pensacola · SBA microloan intermediary
    Business capital
  • First National Bank and TrustAtmore · CDFI bank
    Personal · Business capital
  • LiftFund, Inc.SBA microlenderSan Antonio · CDFI loan fund
    Community lending · Business capital
  • Renaissance Community Loan Fund, Inc.SBA microlenderGulfport · CDFI loan fund
    Community lending · Business capital
  • United BankAtmore · CDFI bank
    Personal · Business capital
  • IN THIS LIST

    5 of the 11 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • United Bancorporation of Alabama, IncAtmore · CDFI
    Community lending
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN WASHINGTON COUNTY
THE GUIDE

Washington County, Alabama is a rural, timber-and-agriculture community in the southwestern corner of the state. Small businesses and solo contractors here have real financing options — but finding the right door takes knowing where to look. This guide walks you through what business financing is, who qualifies in this region, what paperwork to gather, and which local and state-level organizations can actually help you. We also highlight warning signs to protect you from predatory lenders.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions