Business financing in Sitka City And Borough.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Sitka City And Borough line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Sitka City And Borough.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Sitka City And Borough line. You can walk in.
- Tongass Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Alaska Benteh Capital, LLCCommunity lending · Business capital
- Seattle Economic Development Fund (dba: Business Impact Northwest)Business capital
- Spruce Root, Inc.SBA microlenderCommunity lending · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of the 7 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors, small business owners, and real estate investors in Sitka City and Borough, Alaska understand their financing options. It highlights the local lenders, credit unions, CDFIs, and SBA resources that actually serve Southeast Alaska. Whether you are just starting out or looking to grow, this guide walks you through what you need, who can help, and what to watch out for — in plain, honest language.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Tongass Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Tongass Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN SITKA CITY AND BOROUGH →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN SITKA CITY AND BOROUGH →14AK COUNTIES WITH DOORSThe whole stateEvery county in Alaska, in this same lane.7 institutions fund business financing inside Alaska county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

