Business financing in Union County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the Union County line, and 2 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Union County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Lion Credit UnionPersonal
Based elsewhere, with a member-facing office inside the Union County line. You can walk in.
- Red River Employees Credit UnionPersonal · Home · Business capital
- River Valley Community Credit UnionPersonal · Home
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors and small business owners in Union County, Arkansas understand their financing options in plain, honest language. It highlights local lenders, CDFIs, credit unions, and SBA-connected resources that actually serve this region — not just national programs. Whether you have a credit history or not, there are real paths forward. Take your time, compare your options, and never feel pressured to sign anything quickly.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN UNION COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN UNION COUNTY →38AR COUNTIES WITH DOORSThe whole stateEvery county in Arkansas, in this same lane.35 institutions fund business financing inside Arkansas county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

