ORIGENCAPITAL

Business financing in Union County.

County-by-county financing guides. No paperwork. No social. No ID.

1 institutions are headquartered inside the Union County line, and 2 more keep a branch here. Below, we say which is which.

Not this lane? Home FinancingPersonal Financing

In this county3DOORS INSIDE THE COUNTY LINE
1HEADQUARTERED HERE
THE DIRECTORY

The doors in Union County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Union County1
  • Lion Credit UnionEl Dorado · Credit union
    Personal
Keeps a branch in Union County2

Based elsewhere, with a member-facing office inside the Union County line. You can walk in.

  • Red River Employees Credit UnionTexarkana · Credit union
    Personal · Home · Business capital
  • River Valley Community Credit UnionCamden · Credit union
    Personal · Home
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN UNION COUNTY
THE GUIDE

This guide helps solo contractors and small business owners in Union County, Arkansas understand their financing options in plain, honest language. It highlights local lenders, CDFIs, credit unions, and SBA-connected resources that actually serve this region — not just national programs. Whether you have a credit history or not, there are real paths forward. Take your time, compare your options, and never feel pressured to sign anything quickly.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions