Business financing in Arapahoe County.
County-by-county financing guides. No paperwork. No social. No ID.
5 institutions are headquartered inside the Arapahoe County line, Aurora included, and 7 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Arapahoe County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Aurora Credit UnionPersonal · Home · Business capital
- Bellco Credit UnionPersonal · Home · Business capital
- Clean Energy Credit UnionPersonal · Business capital
- Community Enterprise Development ServicesSBA microlenderCommunity lending · Business capital
- The District Credit UnionPersonal · Home · Business capital
Based elsewhere, with a member-facing office inside the Arapahoe County line. You can walk in.
- Canvas Credit UnionPersonal · Home · Business capital
- Credit Union of Colorado, APersonal · Home · Business capital
- Denver Community CU D.b.a. Zing CUPersonal · Home · Business capital
- Ent Credit UnionPersonal · Home · Business capital
- Partner Colorado Credit UnionPersonal · Home · Business capital
- IN THIS LIST
1 of the 15 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Security Service Credit UnionPersonal · Home · Business capital
Show the other 1Show fewer
- Westerra Credit UnionPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide helps solo contractors and small business owners in Arapahoe County, Colorado understand their financing options — from local credit unions and CDFIs to SBA-backed loans and ITIN-friendly lenders. We focus on the local intermediaries that actually serve this community, not just national programs. Whether you are just starting out or looking to grow, knowing where to go first can save you time and money. Take your time, compare your options, and never feel pressured to sign anything quickly.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Community Enterprise Development ServicesOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Aurora Credit Union · Bellco Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN ARAPAHOE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN ARAPAHOE COUNTY →36CO COUNTIES WITH DOORSThe whole stateEvery county in Colorado, in this same lane.48 institutions fund business financing inside Colorado county lines.OPEN THE STATE →
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