BUSINESS FINANCING · GA

Small Business Financing Guide for Henry County, Georgia

This guide helps solo contractors and small business owners in Henry County, Georgia understand their financing options — from local credit unions and CDFIs to SBA-backed loans and ITIN-friendly lenders. Henry County's economy is growing fast, and real, affordable financing is available through trusted local intermediaries. We explain what documents you typically need, which local institutions can help, and how to protect yourself from predatory lenders. Origen Capital is a directory, not a lender — we help you find the right door.

§ 01 — What it is

It's a tool, not a trap.

§ 02 — Who qualifies

§ 03 — What you need

§ 04 — Where to start in Henry County

Four doors worth knowing.

THE DIRECTORY

Every institution below comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

In Henry County
Georgia UnitedDuluth
Credit union
Personal · Home · Business capital
VystarJacksonville
Credit union · CDFI-certified
Personal · Home · Business capital
Serving all of Georgia
Access to Capital for Entrepreneurs, Inc.Cleveland
CDFI loan fund · SBA microloan intermediary
Community lending · Business capital
Ascendus Inc.New York
CDFI loan fund · SBA microloan intermediary
Community lending · Business capital
Columbus Housing Initiative, IncColumbus
CDFI loan fund
Community lending · Business capital
First American Bank & Trust CoAthens
CDFI bank
Personal · Business capital
LiftFund, Inc.San Antonio
CDFI loan fund · SBA microloan intermediary
Community lending · Business capital
Small Business Assistance Corporation (Servicing Southeast GA, and Lowcountry SC)Savannah
SBA microloan intermediary
Business capital
First American BancorpAthens
CDFI
Community lending
B.O.N.D. COMMUNITY FEDERAL CREDIT UNIONAtlanta
Credit union · CDFI-certified
Personal
National — works with ITIN
Accion Opportunity FundSan Jose

Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

National nonprofit lenderAccepts ITIN
Business capital
Grameen AmericaNew York

Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

National nonprofit lenderAccepts ITIN
Business capital
Mission Asset FundSan Francisco

Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

National nonprofit lenderAccepts ITIN
Personal
§ 05 — What to avoid

Don't fall into these traps.

§ 06 — Ask a question
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

ACROSS THE NETWORK
§ 07 — Part of The Legacy Bridge Network

Four products. One purpose.