
This guide helps solo contractors and small business owners in Henry County, Georgia understand their financing options — from local credit unions and CDFIs to SBA-backed loans and ITIN-friendly lenders. Henry County's economy is growing fast, and real, affordable financing is available through trusted local intermediaries. We explain what documents you typically need, which local institutions can help, and how to protect yourself from predatory lenders. Origen Capital is a directory, not a lender — we help you find the right door.
Every institution below comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Ask Iris. She'll explain it the way it should have been explained the first time.