Business financing in Stewart County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Stewart County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Stewart County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Stewart County line. You can walk in.
- Five Star Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Access to Capital for Entrepreneurs, Inc.SBA microlenderCommunity lending · Business capital
- Ascendus Inc.SBA microlenderCommunity lending · Business capital
- Columbus Housing Initiative, IncCommunity lending · Business capital
- First American Bank & Trust CoPersonal · Business capital
- LiftFund, Inc.SBA microlenderCommunity lending · Business capital
- IN THIS LIST
8 of the 12 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Small Business Assistance Corporation (Servicing Southeast GA, and Lowcountry SC)Business capital
- First American BancorpCommunity lending
- B.o.n.d. Community Federal Credit UnionCDFI-certifiedPersonal
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors, small business owners, and real estate investors in Stewart County, Georgia understand their local financing options. It covers who qualifies, what documents you need, and which local lenders and community organizations actually serve this rural Southwest Georgia county. We spotlight community banks, CDFIs, credit unions, and ITIN-friendly lenders — not just federal programs. We also help you recognize and avoid predatory lending traps that are common in rural markets.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Five Star Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Five Star Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN STEWART COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN STEWART COUNTY →83GA COUNTIES WITH DOORSThe whole stateEvery county in Georgia, in this same lane.48 institutions fund business financing inside Georgia county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

