Business financing in Lake County.
County-by-county financing guides. No paperwork. No social. No ID.
11 institutions are headquartered inside the Lake County line, and 5 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Lake County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Local 697 Credit UnionPersonal · Home · Business capital
- Members Source Credit UnionPersonal · Home · Business capital
- Profinance Credit UnionCDFI-certifiedMinority depositoryPersonal · Home · Business capital
- Regional Credit UnionPersonal · Home · Business capital
- Tech Credit UnionPersonal · Home · Business capital
- IN THIS LIST
1 of the 19 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Finans Credit UnionPersonal · Home
- Gary Firefighters Association Credit UnionMinority depositoryPersonal
- Gary Municipal Employees Credit UnionMinority depositoryPersonal
Show the other 3Show fewer
- Gary Police Department Employees Credit UnionMinority depositoryPersonal
- Northern Indiana Credit UnionPersonal · Home
- U S #1364 Credit UnionPersonal · Home
Based elsewhere, with a member-facing office inside the Lake County line. You can walk in.
- Credit Union 1Personal · Home · Business capital
- Everwise Credit UnionPersonal · Home · Business capital
- Notre Dame Credit UnionPersonal · Home · Business capital
- Purdue Credit UnionPersonal · Home · Business capital
- Chiphone Credit UnionPersonal · Home
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors and small business owners in Lake County, Indiana understand their financing options in plain language. It covers who qualifies, what documents you'll need, which local lenders and community organizations actually serve this area, and how to protect yourself from predatory offers. Whether you're just starting out or looking to grow, Lake County has a network of community-rooted resources ready to work with you — including options for ITIN holders and immigrants without a Social Security number.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Profinance Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Credit Union 1 · Everwise Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN LAKE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN LAKE COUNTY →65IN COUNTIES WITH DOORSThe whole stateEvery county in Indiana, in this same lane.54 institutions fund business financing inside Indiana county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

