ORIGENCAPITAL

Business financing in Lake County.

County-by-county financing guides. No paperwork. No social. No ID.

11 institutions are headquartered inside the Lake County line, and 5 more keep a branch here. Below, we say which is which.

Not this lane? Home FinancingPersonal Financing

In this county16DOORS INSIDE THE COUNTY LINE
11HEADQUARTERED HERE
9FUND THIS LANE HERE
1OF THOSE, CDFI-CERTIFIED
THE DIRECTORY

The doors in Lake County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Lake County11
  • Local 697 Credit UnionMerrillville · Credit union
    Personal · Home · Business capital
  • Members Source Credit UnionMerrillville · Credit union
    Personal · Home · Business capital
  • Profinance Credit UnionCDFI-certifiedMinority depositoryMerrillville · Credit union
    Personal · Home · Business capital
  • Regional Credit UnionWinfield · Credit union
    Personal · Home · Business capital
  • Tech Credit UnionCrown Point · Credit union
    Personal · Home · Business capital
  • IN THIS LIST

    1 of the 19 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • Finans Credit UnionHammond · Credit union
    Personal · Home
  • Gary Firefighters Association Credit UnionMinority depositoryGary · Credit union
    Personal
  • Gary Municipal Employees Credit UnionMinority depositoryGary · Credit union
    Personal
Show the other 3Show fewer
  • Gary Police Department Employees Credit UnionMinority depositoryGary · Credit union
    Personal
  • Northern Indiana Credit UnionMerrillville · Credit union
    Personal · Home
  • U S #1364 Credit UnionMerrillville · Credit union
    Personal · Home
Keeps a branch in Lake County5

Based elsewhere, with a member-facing office inside the Lake County line. You can walk in.

  • Credit Union 1Lombard · Credit union
    Personal · Home · Business capital
  • Everwise Credit UnionSouth Bend · Credit union
    Personal · Home · Business capital
  • Notre Dame Credit UnionNotre Dame · Credit union
    Personal · Home · Business capital
  • Purdue Credit UnionWest Lafayette · Credit union
    Personal · Home · Business capital
  • Chiphone Credit UnionElkhart · Credit union
    Personal · Home
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN LAKE COUNTY4 minority depositories
THE GUIDE

This guide helps solo contractors and small business owners in Lake County, Indiana understand their financing options in plain language. It covers who qualifies, what documents you'll need, which local lenders and community organizations actually serve this area, and how to protect yourself from predatory offers. Whether you're just starting out or looking to grow, Lake County has a network of community-rooted resources ready to work with you — including options for ITIN holders and immigrants without a Social Security number.

WHO SAYS YES HERE
1CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Profinance Credit Union
16Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Credit Union 1 · Everwise Credit Union
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions