Business financing in Henry County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is based inside the Henry County line. We do not hide that — below are the doors that serve it from the rest of Kentucky.
Not this lane? Home FinancingPersonal Financing
The doors in Henry County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Community Ventures Corporation, Inc.SBA microlenderCommunity lending · Business capital
- Human/Economic Appalachian Development CorporationCommunity lending · Business capital
- Kentucky Highlands Investment CorporationSBA microlenderCommunity lending · Business capital
- Mountain Association for Community Econ. Dev.Business capital
- Purchase Area Development DistrictBusiness capital
- IN THIS LIST
4 of the 10 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Redbud Financial Alternatives, Inc.Community lending · Business capital
- Southeast Kentucky Economic Dev. Corp. (SKED)Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Henry County, Kentucky is a rural community with a growing base of small businesses, solo contractors, and agricultural entrepreneurs who often need financing options tailored to their situation. This guide walks you through what business financing looks like locally, who qualifies, what documents you'll need, and which lenders and community organizations actually serve Henry County. We name specific local and regional resources so you know exactly where to start. We also explain common traps to avoid so your business stays on solid financial footing.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN HENRY COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN HENRY COUNTY →41KY COUNTIES WITH DOORSThe whole stateEvery county in Kentucky, in this same lane.30 institutions fund business financing inside Kentucky county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

