ORIGENCAPITAL

Business financing in Nelson County.

County-by-county financing guides. No paperwork. No social. No ID.

1 institutions are headquartered inside the Nelson County line, and 1 more keep a branch here. Below, we say which is which.

Not this lane? Home FinancingPersonal Financing

In this county2DOORS INSIDE THE COUNTY LINE
1HEADQUARTERED HERE
THE DIRECTORY

The doors in Nelson County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Nelson County1
  • Old Kentucky Home Credit UnionBardstown · Credit union
    Personal · Home
Keeps a branch in Nelson County1

Based elsewhere, with a member-facing office inside the Nelson County line. You can walk in.

  • Abound Credit UnionRadcliff · Credit union
    Personal · Home · Business capital
Serving all of Kentucky7
  • Community Ventures Corporation, Inc.SBA microlenderLexington · CDFI loan fund
    Community lending · Business capital
  • Human/Economic Appalachian Development CorporationLondon · CDFI loan fund
    Community lending · Business capital
  • Kentucky Highlands Investment CorporationSBA microlenderLondon · CDFI loan fund
    Community lending · Business capital
  • Mountain Association for Community Econ. Dev.Berea · SBA microloan intermediary
    Business capital
  • Purchase Area Development DistrictMayfield · SBA microloan intermediary
    Business capital
  • IN THIS LIST

    4 of the 12 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • Redbud Financial Alternatives, Inc.Hazard · CDFI loan fund
    Community lending · Business capital
  • Southeast Kentucky Economic Dev. Corp. (SKED)Somerset · SBA microloan intermediary
    Business capital
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN NELSON COUNTY
THE GUIDE

This guide helps solo contractors, small business owners, and real-estate investors in Nelson County, Kentucky understand their financing options — from local credit unions and CDFIs to SBA-backed loans. We name real local organizations that actually serve this region, explain what documents you'll likely need, and flag predatory traps to avoid. Origen Capital is a directory, not a lender, and this guide is here to help you make informed decisions at your own pace.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions