ORIGENCAPITAL

Business financing in Acadia Parish.

County-by-county financing guides. No paperwork. No social. No ID.

5 institutions are headquartered inside the Acadia Parish line, and 1 more keep a branch here. Below, we say which is which.

Not this lane? Home FinancingPersonal Financing

In this county6DOORS INSIDE THE COUNTY LINE
5HEADQUARTERED HERE
2FUND THIS LANE HERE
THE DIRECTORY

The doors in Acadia Parish.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Acadia Parish5
  • Basile State BankBasile · CDFI bank
    Personal · Business capital
  • Farmers State Bank & Trust Co.Church Point · CDFI bank
    Personal · Business capital
  • Basile Bancshares, Inc.Basile · CDFI
    Community lending
  • FSB Bancshares, Inc.Church Point · CDFI
    Community lending
  • People's Credit UnionRayne · Credit union
    Personal · Home
Keeps a branch in Acadia Parish1

Based elsewhere, with a member-facing office inside the Acadia Parish line. You can walk in.

  • Meritus Credit UnionLafayette · Credit union
    Personal · Home
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
IN THIS LIST

4 of the 9 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN ACADIA PARISH
THE GUIDE

This guide helps solo contractors and small business owners in Acadia Parish, Louisiana understand their financing options — from local credit unions and CDFIs to SBA-backed loans and state programs. We focus on the local intermediaries who actually serve Crowley, Rayne, Eunice, and surrounding communities. Whether you have a Social Security number or an ITIN, there are real options here for you. Take your time, compare lenders, and never feel rushed into a loan.

WHO SAYS YES HERE
4CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Basile State Bank · Farmers State Bank & Trust Co.
2Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Meritus Credit Union · People's Credit Union
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions