Business financing in Acadia Parish.
County-by-county financing guides. No paperwork. No social. No ID.
5 institutions are headquartered inside the Acadia Parish line, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Acadia Parish.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Basile State BankPersonal · Business capital
- Farmers State Bank & Trust Co.Personal · Business capital
- Basile Bancshares, Inc.Community lending
- FSB Bancshares, Inc.Community lending
- People's Credit UnionPersonal · Home
Based elsewhere, with a member-facing office inside the Acadia Parish line. You can walk in.
- Meritus Credit UnionPersonal · Home
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
4 of the 9 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors and small business owners in Acadia Parish, Louisiana understand their financing options — from local credit unions and CDFIs to SBA-backed loans and state programs. We focus on the local intermediaries who actually serve Crowley, Rayne, Eunice, and surrounding communities. Whether you have a Social Security number or an ITIN, there are real options here for you. Take your time, compare lenders, and never feel rushed into a loan.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Basile State Bank · Farmers State Bank & Trust Co.Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Meritus Credit Union · People's Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN ACADIA PARISH →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN ACADIA PARISH →47LA COUNTIES WITH DOORSThe whole stateEvery county in Louisiana, in this same lane.72 institutions fund business financing inside Louisiana county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

