Business financing in De Soto Parish.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the De Soto Parish line, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in De Soto Parish.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Progressive National BankPersonal · Business capital
Based elsewhere, with a member-facing office inside the De Soto Parish line. You can walk in.
- Carter Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Bank of Commerce & Trust Co.Personal · Business capital
- Catalyst BankPersonal · Business capital
- Exchange Bank and Trust Co.Personal · Business capital
- LiftFund, Inc.SBA microlenderCommunity lending · Business capital
- Exchange Bancshares, Inc.Community lending
- IN THIS LIST
8 of the 11 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Legacy Financial Federal Credit UnionCDFI-certifiedPersonal
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

De Soto Parish is a rural northwest Louisiana community with a growing small business and real estate investment base rooted in agriculture, energy services, and local trade. This guide walks solo contractors and small investors through the types of financing available, who qualifies, what documents to gather, and which local and regional lenders actually serve this area. We highlight the intermediary layer — CDFIs, credit unions, and ITIN-friendly lenders — because those institutions are often the most accessible starting point. We also explain what to watch out for so you can protect your business and your credit.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Carter Credit Union · Progressive National BankOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Carter Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN DE SOTO PARISH →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN DE SOTO PARISH →47LA COUNTIES WITH DOORSThe whole stateEvery county in Louisiana, in this same lane.72 institutions fund business financing inside Louisiana county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

