Business financing in St Landry Parish.
County-by-county financing guides. No paperwork. No social. No ID.
6 institutions are headquartered inside the St Landry Parish line, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in St Landry Parish.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- American Bank & Trust CompanyPersonal · Business capital
- Bank Of Sunset & Trust CompanyPersonal · Business capital
- Washington State BankPersonal · Business capital
- American Bancorp, Inc.Community lending
- Sunset Bancorp, Inc.Community lending
- IN THIS LIST
7 of the 10 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Washington State Bancshares, Inc.Community lending
Based elsewhere, with a member-facing office inside the St Landry Parish line. You can walk in.
- Pelican Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

St. Landry Parish has a growing small business community rooted in agriculture, construction, retail, and services. This guide walks solo contractors, small landlords, and new business owners through the financing options available locally — from community lenders and credit unions to ITIN-friendly institutions and state-backed programs. Federal programs like SBA loans are real tools, but local intermediaries are your best starting point. Take your time, compare options, and never let a lender rush you into signing anything.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
American Bank & Trust Company · Bank Of Sunset & Trust CompanyOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Pelican Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN ST LANDRY PARISH →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN ST LANDRY PARISH →47LA COUNTIES WITH DOORSThe whole stateEvery county in Louisiana, in this same lane.72 institutions fund business financing inside Louisiana county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

