ORIGENCAPITAL

Business financing in St Landry Parish.

County-by-county financing guides. No paperwork. No social. No ID.

6 institutions are headquartered inside the St Landry Parish line, and 1 more keep a branch here. Below, we say which is which.

Not this lane? Home FinancingPersonal Financing

In this county7DOORS INSIDE THE COUNTY LINE
6HEADQUARTERED HERE
4FUND THIS LANE HERE
THE DIRECTORY

The doors in St Landry Parish.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in St Landry Parish6
  • American Bank & Trust CompanyOpelousas · CDFI bank
    Personal · Business capital
  • Bank Of Sunset & Trust CompanySunset · CDFI bank
    Personal · Business capital
  • Washington State BankWashington · CDFI bank
    Personal · Business capital
  • American Bancorp, Inc.Opelousas · CDFI
    Community lending
  • Sunset Bancorp, Inc.Sunset · CDFI
    Community lending
  • IN THIS LIST

    7 of the 10 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • Washington State Bancshares, Inc.Washington · CDFI
    Community lending
Keeps a branch in St Landry Parish1

Based elsewhere, with a member-facing office inside the St Landry Parish line. You can walk in.

  • Pelican Credit UnionCDFI-certifiedBaton Rouge · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN ST LANDRY PARISH
THE GUIDE

St. Landry Parish has a growing small business community rooted in agriculture, construction, retail, and services. This guide walks solo contractors, small landlords, and new business owners through the financing options available locally — from community lenders and credit unions to ITIN-friendly institutions and state-backed programs. Federal programs like SBA loans are real tools, but local intermediaries are your best starting point. Take your time, compare options, and never let a lender rush you into signing anything.

WHO SAYS YES HERE
7CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

American Bank & Trust Company · Bank Of Sunset & Trust Company
1Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Pelican Credit Union
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions