Business financing in Bristol County.
County-by-county financing guides. No paperwork. No social. No ID.
13 institutions are headquartered inside the Bristol County line, Fall River included, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Bristol County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- 14
- DOORS HERE
- 13
- BASED HERE
- 12
- MA COUNTIES WITH DOORS
- Lane
- Business Financing
- People
- 579Kresidents of Bristol County
- Covers
- Fall River
- Elsewhere in MA
- Suffolk County →32 doors — the biggest list of any other county in Massachusetts
- State
- Massachusetts →12 of 14 counties hold a door in this lane
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
South Eastern Economic Development CorporationOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Alltrust Credit Union · Brightbridge Credit Union- Alltrust Credit UnionPersonal · Home · Business capital
- Fall River Municipal Credit UnionPersonal · Home · Business capital
- New Bedford Economic Development Council, IncBusiness capital
- South Eastern Economic Development Corp/SEEDBusiness capital
- South Eastern Economic Development CorporationCommunity lending · Business capital
- IN THIS LIST
1 of the 14 doors inside the county line are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Southcoast Credit UnionPersonal · Home · Business capital
- St. Anne's Credit UnionPersonal · Home · Business capital
- St. Michaels Fall River Credit UnionPersonal · Home · Business capital
Show the other 5Show fewer
- Taunton Credit UnionPersonal · Home · Business capital
- New Bedford Credit UnionPersonal · Home
- Notre Dame Community Credit UnionPersonal · Home
- Santo Christo Credit UnionPersonal · Home
- St. Anthony of Padua Credit UnionPersonal · Home
Based elsewhere, with a member-facing office inside the Bristol County line. You can walk in.
- Brightbridge Credit UnionPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
Nobody paid to be on this list.
The 14 doors inside the county line come off public data, and 11 of them are owned by their own members. We do not ask for your name, and we earn nothing if you knock on one door rather than another.
How to read this list.
We do not ask for your name, your email, or your number. Nothing on this page changes based on who you are.
A door is headquartered here when its head office sits inside the county line. The rest are based elsewhere and keep a branch you can walk into. We list both, and we label which is which.
Every institution on this page comes from public federal data — the CDFI Fund certified list (Aug 2026), NCUA credit union data (Jun 2026), and the SBA microloan intermediary list (Sep 2026) — plus a short national tier we verified by hand. We refresh each list as its agency publishes. No listing is paid.
Bristol County, Massachusetts is home to a diverse and growing small-business community, from solo contractors in New Bedford and Fall River to real-estate investors in Taunton and Attleboro. This guide walks you through the types of financing available, who qualifies, what documents you'll need, and which local lenders and organizations actually serve this region. We highlight the local intermediary layer — CDFIs, credit unions, and community lenders — because they understand Bristol County's economy and often work with borrowers who don't fit the big-bank mold. Take your time, compare your options, and never feel pressured to sign anything before you're ready.
- 14
- DOORS HERE
- 63
- ACROSS MA
Based in Taunton, Massachusetts. A community development financial institution, certified by the U.S. Treasury to lend where a bank will not, and used to a file that is not clean.
BEST FORCommunity lending where a bank has already said no, and working capital, equipment and payroll for a small business.Based in New Bedford, Massachusetts. An SBA intermediary, so the money is federal microloan money and the decision is made locally rather than by a national credit box.
BEST FORWorking capital, equipment and payroll for a small business.Based in Taunton, Massachusetts. Approved by the SBA to place microloans, which are deliberately small — the size a real first job or a first truck actually costs.
BEST FORWorking capital, equipment and payroll for a small business.Based in Taunton, Massachusetts. A credit union — owned by its members rather than by shareholders, which is exactly what changes the conversation after a bank has said no.
BEST FORA personal loan, or building a credit file from nothing, and buying, repairing or refinancing a home.Everything below is set by Massachusetts, and it reads the same in every county in it. The 14 marks above are this county's own doors — who opens one is decided by them, not by the state.
The rules where you are.
None of this is set by a lender. Massachusetts sets it, and it applies the same in every county in the state — which is why it is worth knowing before you knock on any of the doors above.
- BUSINESS TAX8.0%
What Massachusetts charges on top of federal. It is the first thing a lender reconciles when your numbers do not match your tax return.
- CORPORATE INCOME TAX8.0%
It depends on how the business is registered. A sole proprietor almost never pays it — worth knowing which side of that line you are on before you apply.
- SALES TAX6.25% state · no local
What you collect on a job, and what your materials cost. It is the gap between a bid that holds and one that does not.
- WHERE THE MONEY IS HEREBiotech & Life Sciences · Higher Education & Research · Technology & Software
Massachusetts's three biggest sectors. A local lender reads your file against them — a trade that serves these is a trade they already understand.
Sources: Tax Foundation 2025 · Census ACS 5-year 2023 · BEA/MERIC COLI 2024 · Zillow 2026-Q1. As of 2026-04.
The short version.
- 01
14 doors sit inside the Bristol County line. They are up the page, by name and by town — and none of them paid to be there.
- 02
1 of them are certified by the U.S. Treasury as CDFIs. Lending where a bank will not is their mandate, not a favour.
- 03
This page did not ask you for a name, an email, or a number, and nothing on it changes based on who you are.
- 04
12 of Massachusetts's 14 counties hold a door in this lane. If Bristol County does not have the one you need, the whole state is one click away.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN BRISTOL COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN BRISTOL COUNTY →12MA COUNTIES WITH DOORSThe whole stateEvery county in Massachusetts, in this same lane.63 institutions fund small businesses inside Massachusetts county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.