Business financing in Montmorency County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Montmorency County line, but 2 keep an office open here. They are below, by name and by town.

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Not this lane? Home FinancingPersonal Financing

In this county2DOORS INSIDE THE COUNTY LINE

THE DIRECTORY

The doors in Montmorency County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

THE MAP OF DOORSMichigan

Montmorency County

2: DOORS HERE
0: BASED HERE
76: MI COUNTIES WITH DOORS

At a glance

Lane: Business Financing
County: Montmorency County · 9.2K residents
State: Michigan →
Institutions: 112 inside the county line · 0 headquartered here

LEER ESTO EN ESPAÑOL

No agenda

We do not ask for your name, your email, or your number. Nothing on this page changes based on who you are.

Based here vs. serves here

A door is headquartered here when its head office sits inside the county line. The rest are based elsewhere and keep a branch you can walk into. We list both, and we label which is which.

Where this comes from

Every institution on this page comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

Keeps a branch in Montmorency County2

Based elsewhere, with a member-facing office inside the Montmorency County line. You can walk in.

Alpena-Alcona Area Credit UnionAlpena · Credit union
Personal · Home · Business capital
Community Financial Credit UnionPlymouth · Credit union
Personal · Home · Business capital

Serving all of Michigan6

Grand Rapids Opportunities for Women (GROW)Grand Rapids · SBA microloan intermediary
Business capital
Great Lakes Womens Business CouncilSBA microlenderLivonia · CDFI loan fund
Community lending · Business capital
Metro Community Development, Inc.SBA microlenderFlint · CDFI loan fund
Community lending · Business capital
Michigan Women's FoundationDetroit · SBA microloan intermediary
Business capital
Northern InitiativesMarquette · SBA microloan intermediary
Business capital
IN THIS LIST
3 of the 11 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
Community Promise FCUCDFI-certifiedKalamazoo · Credit union
Personal

National — works with an ITIN3

Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital
Grameen AmericaAccepts ITINNew York · National nonprofit lender
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out — OPEN DOORS IN MONTMORENCY COUNTY

THE GUIDE

This guide helps small business owners and solo contractors in Montmorency County, Michigan find the right financing — from local credit unions and CDFIs to SBA-backed loans and state programs. Whether you are just starting out, growing a seasonal business, or investing in local real estate, there are real, local resources designed to help you. We name specific institutions that serve this region so you can take the next step with confidence, not confusion.

FROM HERE

Same county, another question.

Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN MONTMORENCY COUNTY →

A porch at dusk, string lights on, two chairs pulled up

Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN MONTMORENCY COUNTY →76MI COUNTIES WITH DOORSThe whole stateEvery county in Michigan, in this same lane.120 institutions fund business financing inside Michigan county lines.OPEN THE STATE →

The Michigan counties with the most doors of this kind

Wayne County38 doors Oakland County27 doors Macomb County21 doors Kent County20 doors Saginaw County14 doors Ottawa County13 doors Ingham County13 doors Kalamazoo County12 doors

Across the network

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions