Business financing in Washington County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Washington County line, but 5 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Washington County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Washington County line. You can walk in.
- Affinity Plus Credit UnionPersonal · Home · Business capital
- Ashland Credit UnionPersonal · Home · Business capital
- Blaze Credit UnionPersonal · Home · Business capital
- Ent Credit UnionPersonal · Home · Business capital
- Trustone Financial Credit UnionPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Washington County, Minnesota has a growing small business community — from solo contractors in Woodbury and Stillwater to small landlords and immigrant entrepreneurs across the county. This guide walks you through what business financing actually looks like locally, who qualifies, which lenders and community organizations genuinely serve this area, and how to protect yourself from predatory products. Origen Capital is a directory, not a lender — we help you find the right door to knock on.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN WASHINGTON COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN WASHINGTON COUNTY →52MN COUNTIES WITH DOORSThe whole stateEvery county in Minnesota, in this same lane.59 institutions fund business financing inside Minnesota county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

