ORIGENCAPITAL

Business financing in Washington County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Washington County line, but 5 keep an office open here. They are below, by name and by town.

Not this lane? Home FinancingPersonal Financing

In this county5DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Washington County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Washington County5

Based elsewhere, with a member-facing office inside the Washington County line. You can walk in.

  • Affinity Plus Credit UnionSaint Paul · Credit union
    Personal · Home · Business capital
  • Ashland Credit UnionAshland · Credit union
    Personal · Home · Business capital
  • Blaze Credit UnionFalcon Heights · Credit union
    Personal · Home · Business capital
  • Ent Credit UnionColorado Spring · Credit union
    Personal · Home · Business capital
  • Trustone Financial Credit UnionPlymouth · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN WASHINGTON COUNTY
THE GUIDE

Washington County, Minnesota has a growing small business community — from solo contractors in Woodbury and Stillwater to small landlords and immigrant entrepreneurs across the county. This guide walks you through what business financing actually looks like locally, who qualifies, which lenders and community organizations genuinely serve this area, and how to protect yourself from predatory products. Origen Capital is a directory, not a lender — we help you find the right door to knock on.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions