Business financing in Jones County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Jones County line, but 2 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Jones County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Jones County line. You can walk in.
- Centuryfirst Credit UnionPersonal · Home · Business capital
- Sunbelt Credit UnionPersonal · Home · Business capital
- BankFirst Financial ServicesPersonal · Business capital
- Communities Unlimited, Inc.SBA microlenderCommunity lending · Business capital
- First BankPersonal · Business capital
- LiftFund, Inc.SBA microlenderCommunity lending · Business capital
- Renaissance Community Loan Fund, Inc.SBA microlenderCommunity lending · Business capital
- IN THIS LIST
8 of the 13 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- The Jefferson BankPersonal · Business capital
- BankFirst Capital CorporationCommunity lending
- First Southwest Corporation McComb, MSCommunity lending
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide is written for solo contractors, small business owners, and real-estate investors in Jones County, Mississippi who want to understand their financing options clearly and honestly. It highlights the local lenders, credit unions, CDFIs, and community programs that actually serve this area — not just national programs that are hard to access. Whether you have a traditional credit history or rely on an ITIN, there are real pathways here. Origen Capital is a directory, not a lender — this guide is purely educational.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN JONES COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN JONES COUNTY →54MS COUNTIES WITH DOORSThe whole stateEvery county in Mississippi, in this same lane.65 institutions fund business financing inside Mississippi county lines.OPEN THE STATE →
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