ORIGENCAPITAL

Business financing in Montgomery County.

County-by-county financing guides. No paperwork. No social. No ID.

4 institutions are headquartered inside the Montgomery County line. They are below, by name and by town.

Not this lane? Home FinancingPersonal Financing

In this county4DOORS INSIDE THE COUNTY LINE
2FUND THIS LANE HERE
THE DIRECTORY

The doors in Montgomery County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Montgomery County4
  • Bank of KilmichaelKilmichael · CDFI bank
    Personal · Business capital
  • Bank of WinonaWinona · CDFI bank
    Personal · Business capital
  • Bancorp of Winona, Inc.Winona · CDFI
    Community lending
  • Kilmichael Bancorp, Inc.Kilmichael · CDFI
    Community lending
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
IN THIS LIST

4 of the 7 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN MONTGOMERY COUNTY
THE GUIDE

This guide helps solo contractors and small business owners in Montgomery County, Mississippi understand their financing options, from local credit unions and CDFIs to SBA-backed programs. It names real local intermediaries, explains what documents you typically need, and flags common traps to avoid. Whether you have a Social Security Number or an ITIN, there are legitimate pathways to funding right here in the Mississippi Delta region. Origen Capital is a directory — we connect you to resources, not lenders.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions