Business financing in Montgomery County.
County-by-county financing guides. No paperwork. No social. No ID.
4 institutions are headquartered inside the Montgomery County line. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Montgomery County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Bank of KilmichaelPersonal · Business capital
- Bank of WinonaPersonal · Business capital
- Bancorp of Winona, Inc.Community lending
- Kilmichael Bancorp, Inc.Community lending
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
4 of the 7 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors and small business owners in Montgomery County, Mississippi understand their financing options, from local credit unions and CDFIs to SBA-backed programs. It names real local intermediaries, explains what documents you typically need, and flags common traps to avoid. Whether you have a Social Security Number or an ITIN, there are legitimate pathways to funding right here in the Mississippi Delta region. Origen Capital is a directory — we connect you to resources, not lenders.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN MONTGOMERY COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN MONTGOMERY COUNTY →54MS COUNTIES WITH DOORSThe whole stateEvery county in Mississippi, in this same lane.65 institutions fund business financing inside Mississippi county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

