Business financing in Winston County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Winston County line, but 1 keep an office open here. They are below, by name and by town.

See the 1 doors Ask a question

Not this lane? Home FinancingPersonal Financing

In this county1DOORS INSIDE THE COUNTY LINE

THE DIRECTORY

The doors in Winston County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

THE MAP OF DOORSMississippi

Winston County

1: DOORS HERE
0: BASED HERE
54: MS COUNTIES WITH DOORS

At a glance

Lane: Business Financing
County: Winston County · 18K residents
State: Mississippi →
Institutions: 121 inside the county line · 0 headquartered here

LEER ESTO EN ESPAÑOL

No agenda

We do not ask for your name, your email, or your number. Nothing on this page changes based on who you are.

Based here vs. serves here

A door is headquartered here when its head office sits inside the county line. The rest are based elsewhere and keep a branch you can walk into. We list both, and we label which is which.

Where this comes from

Every institution on this page comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

Keeps a branch in Winston County1

Based elsewhere, with a member-facing office inside the Winston County line. You can walk in.

Hope Credit UnionCDFI-certifiedMinority depositoryJackson · Credit union
Personal · Home · Business capital

Serving all of Mississippi8

BankFirst Financial ServicesColumbus · CDFI bank
Personal · Business capital
Communities Unlimited, Inc.SBA microlenderFayetteville · CDFI loan fund
Community lending · Business capital
First BankMccomb · CDFI bank
Personal · Business capital
LiftFund, Inc.SBA microlenderSan Antonio · CDFI loan fund
Community lending · Business capital
Renaissance Community Loan Fund, Inc.SBA microlenderGulfport · CDFI loan fund
Community lending · Business capital
IN THIS LIST
9 of the 12 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
The Jefferson BankGreenville · CDFI bank
Personal · Business capital
BankFirst Capital CorporationColumbus · CDFI
Community lending
First Southwest Corporation McComb, MSMccomb · CDFI
Community lending

National — works with an ITIN3

Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital
Grameen AmericaAccepts ITINNew York · National nonprofit lender
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out — OPEN DOORS IN WINSTON COUNTY1 minority depositories

THE GUIDE

This guide helps solo contractors and small business owners in Winston County, Mississippi find honest, accessible financing through local credit unions, CDFIs, and SBA-connected lenders. It walks you through who qualifies, what documents you need, which local institutions actually serve this area, and how to spot and avoid predatory loan products. Whether you have a Social Security Number or an ITIN, there are real options available to you in and around Winston County.

WHO SAYS YES HERE

1CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Hope Credit Union

1Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Hope Credit Union

FROM HERE

Same county, another question.

Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN WINSTON COUNTY →

A porch at dusk, string lights on, two chairs pulled up

Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN WINSTON COUNTY →54MS COUNTIES WITH DOORSThe whole stateEvery county in Mississippi, in this same lane.65 institutions fund business financing inside Mississippi county lines.OPEN THE STATE →

The Mississippi counties with the most doors of this kind

Hinds County8 doors Jackson County6 doors Harrison County5 doors Rankin County4 doors Madison County4 doors Lauderdale County4 doors Simpson County4 doors DeSoto County3 doors

Across the network

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions