Business financing in Phelps County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the Phelps County line, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Phelps County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Riverways Credit UnionPersonal · Home · Business capital
Based elsewhere, with a member-facing office inside the Phelps County line. You can walk in.
- Infuze Credit UnionPersonal · Home · Business capital
- AltCapSBA microlenderCommunity lending · Business capital
- Forge-Financing Ozarks Rural Growth and EconomyBusiness capital
- Justine Petersen Housing & Reinvestment CorporationSBA microlenderCommunity lending · Business capital
- West Central Community Development CorporationBusiness capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
2 of the 9 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide walks solo contractors and small business owners in Phelps County, Missouri through the most practical paths to business financing — from local credit unions and CDFIs to SBA-backed loans and state programs. We focus on who actually serves this region, what documents you'll need, and how to protect yourself from predatory lenders. Origen Capital is a directory, not a lender — we never collect your personal information.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN PHELPS COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN PHELPS COUNTY →37MO COUNTIES WITH DOORSThe whole stateEvery county in Missouri, in this same lane.37 institutions fund business financing inside Missouri county lines.OPEN THE STATE →
Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.