BUSINESS FINANCING · NV

Small Business Financing Guide for Clark County, Nevada

This guide explains business financing options available to small business owners and solo contractors in Clark County, Nevada. It highlights local credit unions, CDFIs, SBA-connected lenders, and ITIN-friendly institutions that actually serve the Las Vegas metro area. Whether you are just starting out or looking to grow, understanding who to work with locally is the most important first step. Origen Capital is a directory — not a lender — and this guide is here to help you make informed, pressure-free decisions.

§ 01 — What it is

It's a tool, not a trap.

§ 02 — Who qualifies

§ 03 — What you need

§ 04 — Where to start in Clark County

Four doors worth knowing.

THE DIRECTORY

Every institution below comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

In Clark County
Access Community CapitalLas Vegas
CDFI loan fund
Community lending · Business capital
Aloha PacificHonolulu
Credit union · Minority depository institution
Personal · Home · Business capital
America FirstRiverdale
Credit union
Personal · Home · Business capital
CommunityamericaLenexa
Credit union
Personal · Home · Business capital
Mountain AmericaSandy
Credit union
Personal · Home · Business capital
Operating Engineers Local Union #3Livermore
Credit union
Personal · Home · Business capital
RizeEl Monte
Credit union · CDFI-certified
Personal · Home · Business capital
Silver State SchoolsLas Vegas
Credit union
Personal · Home · Business capital
WeststarLas Vegas
Credit union
Personal · Home
National — works with ITIN
Accion Opportunity FundSan Jose

Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

National nonprofit lenderAccepts ITIN
Business capital
Grameen AmericaNew York

Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

National nonprofit lenderAccepts ITIN
Business capital
Mission Asset FundSan Francisco

Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

National nonprofit lenderAccepts ITIN
Personal
§ 05 — What to avoid

Don't fall into these traps.

§ 06 — Ask a question
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

ACROSS THE NETWORK
§ 07 — Part of The Legacy Bridge Network

Four products. One purpose.