Business financing in Grafton County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Grafton County line, but 3 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Grafton County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Grafton County line. You can walk in.
- Lighthouse Credit UnionPersonal · Home · Business capital
- Northern Lights Credit UnionPersonal · Home · Business capital
- Service Credit UnionPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors, small business owners, and real-estate investors in Grafton County, New Hampshire understand their financing options clearly and without pressure. It highlights local credit unions, CDFIs, and regional lenders that actually serve this area — including options for people who use an ITIN instead of a Social Security Number. Federal programs like SBA loans are explained as background context, not the starting point. The goal is to help you make an informed decision at your own pace.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN GRAFTON COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN GRAFTON COUNTY →10NH COUNTIES WITH DOORSThe whole stateEvery county in New Hampshire, in this same lane.11 institutions fund business financing inside New Hampshire county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

