ORIGENCAPITAL

Business financing in Roosevelt County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Roosevelt County line, but 1 keep an office open here. They are below, by name and by town.

Not this lane? Home FinancingPersonal Financing

In this county1DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Roosevelt County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Roosevelt County1

Based elsewhere, with a member-facing office inside the Roosevelt County line. You can walk in.

  • First Financial Credit UnionCDFI-certifiedMinority depositoryAlbuquerque · Credit union
    Personal · Home · Business capital
Serving all of New Mexico4
  • New Mexico Community Dev. Loan Fund, Inc.Albuquerque · SBA microloan intermediary
    Business capital
  • New Mexico Community Development Loan FundAlbuquerque · CDFI loan fund
    Community lending · Business capital
  • Ventana FundAlbuquerque · CDFI loan fund
    Community lending · Business capital
  • Women's Economic Self-Sufficiency TeamSBA microlenderAlbuquerque · CDFI loan fund
    Community lending · Business capital
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
IN THIS LIST

4 of the 8 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN ROOSEVELT COUNTY1 minority depositories
THE GUIDE

Roosevelt County, New Mexico has a growing small-business community rooted in agriculture, retail, and service trades — and there are real local financing options to support it. This guide walks you through what business financing looks like in this region, who qualifies, which local lenders and CDFIs actually serve the area, and how to protect yourself from predatory deals. Whether you have a Social Security Number or an ITIN, you have pathways worth exploring. Take your time, compare your options, and lean on local intermediaries who know this community.

WHO SAYS YES HERE
1CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

First Financial Credit Union
1Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

First Financial Credit Union
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions