Business financing in Roosevelt County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Roosevelt County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Roosevelt County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Roosevelt County line. You can walk in.
- First Financial Credit UnionCDFI-certifiedMinority depositoryPersonal · Home · Business capital
- New Mexico Community Dev. Loan Fund, Inc.Business capital
- New Mexico Community Development Loan FundCommunity lending · Business capital
- Ventana FundCommunity lending · Business capital
- Women's Economic Self-Sufficiency TeamSBA microlenderCommunity lending · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
4 of the 8 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Roosevelt County, New Mexico has a growing small-business community rooted in agriculture, retail, and service trades — and there are real local financing options to support it. This guide walks you through what business financing looks like in this region, who qualifies, which local lenders and CDFIs actually serve the area, and how to protect yourself from predatory deals. Whether you have a Social Security Number or an ITIN, you have pathways worth exploring. Take your time, compare your options, and lean on local intermediaries who know this community.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
First Financial Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
First Financial Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN ROOSEVELT COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN ROOSEVELT COUNTY →23NM COUNTIES WITH DOORSThe whole stateEvery county in New Mexico, in this same lane.28 institutions fund business financing inside New Mexico county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

