Business financing in Bottineau County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Bottineau County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Bottineau County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Bottineau County line. You can walk in.
- North Star Community Credit UnionPersonal · Home · Business capital
- Lake Agassiz Regional Development CorporationBusiness capital
- Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
2 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors and small business owners in Bottineau County, North Dakota understand their financing options — from local credit unions and CDFIs to state-backed loan programs. It focuses on the local and regional intermediaries that actually serve this rural community, rather than distant federal programs. Whether you are just starting out or looking to grow an existing operation, you will find practical steps, a list of real local resources, and honest advice on what to avoid.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN BOTTINEAU COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN BOTTINEAU COUNTY →34ND COUNTIES WITH DOORSThe whole stateEvery county in North Dakota, in this same lane.15 institutions fund business financing inside North Dakota county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

