Business financing in Richland County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Richland County line, but 1 keep an office open here. They are below, by name and by town.

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Not this lane? Home FinancingPersonal Financing

In this county1DOORS INSIDE THE COUNTY LINE

THE DIRECTORY

The doors in Richland County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

THE MAP OF DOORSNorth Dakota

Richland County

1: DOORS HERE
0: BASED HERE
34: ND COUNTIES WITH DOORS

At a glance

Lane: Business Financing
County: Richland County · 17K residents
State: North Dakota →
Institutions: 41 inside the county line · 0 headquartered here

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No agenda

We do not ask for your name, your email, or your number. Nothing on this page changes based on who you are.

Based here vs. serves here

A door is headquartered here when its head office sits inside the county line. The rest are based elsewhere and keep a branch you can walk into. We list both, and we label which is which.

Where this comes from

Every institution on this page comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

Keeps a branch in Richland County1

Based elsewhere, with a member-facing office inside the Richland County line. You can walk in.

First Community Credit UnionJamestown · Credit union
Personal · Home · Business capital

Serving all of North Dakota1

Lake Agassiz Regional Development CorporationFargo · SBA microloan intermediary
Business capital

National — works with an ITIN2

Grameen AmericaAccepts ITINNew York · National nonprofit lender
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal

NO SOCIAL SECURITY NUMBER

2 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out — OPEN DOORS IN RICHLAND COUNTY

THE GUIDE

This guide helps solo contractors, small business owners, and real-estate investors in Richland County, North Dakota understand their financing options clearly and without pressure. We highlight the local lenders, CDFIs, credit unions, and SBA district resources that actually serve this region. Federal programs like SBA loans are useful context, but the real help comes from local intermediaries who know Richland County's agricultural economy and rural communities. Read at your own pace, gather your documents, and reach out to trusted local organizations before signing anything.

FROM HERE

Same county, another question.

Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN RICHLAND COUNTY →

A porch at dusk, string lights on, two chairs pulled up

Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN RICHLAND COUNTY →34ND COUNTIES WITH DOORSThe whole stateEvery county in North Dakota, in this same lane.15 institutions fund business financing inside North Dakota county lines.OPEN THE STATE →

The North Dakota counties with the most doors of this kind

Cass County5 doors Burleigh County4 doors Morton County4 doors LaMoure County3 doors Grand Forks County2 doors Ward County2 doors Stutsman County2 doors Ramsey County2 doors

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions