Business financing in Fayette County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Fayette County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Fayette County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Fayette County line. You can walk in.
- Atomic Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Economic and Community Development InstituteBusiness capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
1 of the 5 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors and small business owners in Fayette County, Ohio understand their financing options — from local credit unions and CDFIs to SBA-backed loans and state programs. We focus on the local intermediaries who actually serve this community, including lenders who work with ITIN holders. Origen Capital is a directory, not a lender, and we never collect your personal information. Use this guide to walk into any financing conversation with confidence.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Atomic Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Atomic Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN FAYETTE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN FAYETTE COUNTY →63OH COUNTIES WITH DOORSThe whole stateEvery county in Ohio, in this same lane.74 institutions fund business financing inside Ohio county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

