ORIGENCAPITAL

Business financing in Linn County.

County-by-county financing guides. No paperwork. No social. No ID.

2 institutions are headquartered inside the Linn County line, and 4 more keep a branch here. Below, we say which is which.

Not this lane? Home FinancingPersonal Financing

In this county6DOORS INSIDE THE COUNTY LINE
2HEADQUARTERED HERE
5FUND THIS LANE HERE
THE DIRECTORY

The doors in Linn County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Linn County2
  • Central Willamette Credit UnionCDFI-certifiedAlbany · Credit union
    Personal · Home · Business capital
  • 44 North Credit UnionLebanon · Credit union
    Personal · Home
Keeps a branch in Linn County4

Based elsewhere, with a member-facing office inside the Linn County line. You can walk in.

  • Oregon State Credit UnionCorvallis · Credit union
    Personal · Home · Business capital
  • Peak Credit UnionOlympia · Credit union
    Personal · Home · Business capital
  • Red Canoe Credit UnionLongview · Credit union
    Personal · Home · Business capital
  • Selco Community Credit UnionCDFI-certifiedSpringfield · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
IN THIS LIST

2 of the 9 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN LINN COUNTY
THE GUIDE

This guide helps solo contractors and small business owners in Linn County, Oregon find the right financing — from local credit unions and CDFIs to SBA-backed loans and state programs. We highlight the local intermediaries who actually serve this region, including ITIN-friendly lenders for entrepreneurs without a Social Security number. Origen Capital is a directory, not a lender — we help you find who to talk to, not collect your information. Take your time, compare options, and work with people you trust.

WHO SAYS YES HERE
2CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Central Willamette Credit Union · Selco Community Credit Union
6Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Central Willamette Credit Union · Oregon State Credit Union
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions