
This guide helps solo contractors and small business owners in Dauphin County, Pennsylvania understand their real financing options — from local CDFIs and credit unions to ITIN-friendly lenders and state-backed programs. Federal programs like SBA loans are here for context, but the focus is on the local and regional organizations that actually serve Harrisburg, Steelton, Middletown, and the surrounding area. Take your time, compare your options, and work with trusted local partners before signing anything.
Ask Iris. She'll explain it the way it should have been explained the first time.