ORIGENCAPITAL

Business financing in Lehigh County.

County-by-county financing guides. No paperwork. No social. No ID.

1 institutions are headquartered inside the Lehigh County line, and 2 more keep a branch here. Below, we say which is which.

Not this lane? Home FinancingPersonal Financing

In this county3DOORS INSIDE THE COUNTY LINE
1HEADQUARTERED HERE
THE DIRECTORY

The doors in Lehigh County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Lehigh County1
  • First Commonwealth Credit UnionLehigh Valley · Credit union
    Personal · Home · Business capital
Keeps a branch in Lehigh County2

Based elsewhere, with a member-facing office inside the Lehigh County line. You can walk in.

  • United Credit UnionSt Joseph · Credit union
    Personal · Home · Business capital
  • Visions Credit UnionEndicott · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN LEHIGH COUNTY
THE GUIDE

This guide helps solo contractors, small business owners, and real-estate investors in Lehigh County, Pennsylvania find the right financing — from local credit unions and CDFIs to SBA-connected lenders and ITIN-friendly options. Lehigh County has a strong network of community lenders who work with businesses at every stage, including those just getting started. We highlight the local intermediaries who actually serve this region, explain what documents you will likely need, and point out common traps to avoid. Take your time, compare your options, and always read the full terms before signing anything.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions