Business financing in Lehigh County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the Lehigh County line, and 2 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Lehigh County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- First Commonwealth Credit UnionPersonal · Home · Business capital
Based elsewhere, with a member-facing office inside the Lehigh County line. You can walk in.
- United Credit UnionPersonal · Home · Business capital
- Visions Credit UnionPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors, small business owners, and real-estate investors in Lehigh County, Pennsylvania find the right financing — from local credit unions and CDFIs to SBA-connected lenders and ITIN-friendly options. Lehigh County has a strong network of community lenders who work with businesses at every stage, including those just getting started. We highlight the local intermediaries who actually serve this region, explain what documents you will likely need, and point out common traps to avoid. Take your time, compare your options, and always read the full terms before signing anything.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN LEHIGH COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN LEHIGH COUNTY →53PA COUNTIES WITH DOORSThe whole stateEvery county in Pennsylvania, in this same lane.85 institutions fund business financing inside Pennsylvania county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

