Business financing in Washington County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is based inside the Washington County line. We do not hide that — below are the doors that serve it from the rest of Rhode Island.

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In this county2DOORS SERVING IT FROM RI

3NATIONAL DOORS

THE DIRECTORY

The doors in Washington County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

THE MAP OF DOORSRhode Island

Washington County

5: DOORS HERE
0: BASED HERE
2: RI COUNTIES WITH DOORS

At a glance

Lane: Business Financing
County: Washington County · 130K residents
State: Rhode Island →
Institutions: 50 inside the county line · 0 headquartered here

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No agenda

We do not ask for your name, your email, or your number. Nothing on this page changes based on who you are.

Based here vs. serves here

A door is headquartered here when its head office sits inside the county line. The rest are based elsewhere and keep a branch you can walk into. We list both, and we label which is which.

Where this comes from

Every institution on this page comes from public federal data — the CDFI Fund certified list (Jan 2026), NCUA credit union data (Mar 2026), and the SBA microloan intermediary list — plus a short national tier we verified by hand. No listing is paid.

Serving all of Rhode Island2

Community Investment CorporationHamden · SBA microloan intermediary
Business capital
South Eastern Economic Development Corp/SEEDTaunton · SBA microloan intermediary
Business capital

National — works with an ITIN3

Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital
Grameen AmericaAccepts ITINNew York · National nonprofit lender
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out — OPEN DOORS IN WASHINGTON COUNTY

THE GUIDE

This guide helps solo contractors, small business owners, and real estate investors in Washington County, Rhode Island find trustworthy financing. It covers who qualifies, what documents you need, which local lenders and CDFIs actually serve this area, and what traps to avoid. Whether you have a Social Security number or an ITIN, there are real options here for you. Take your time, compare your choices, and reach out to a local intermediary before signing anything.

FROM HERE

Same county, another question.

Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN WASHINGTON COUNTY →

A porch at dusk, string lights on, two chairs pulled up

Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN WASHINGTON COUNTY →2RI COUNTIES WITH DOORSThe whole stateEvery county in Rhode Island, in this same lane.3 institutions fund business financing inside Rhode Island county lines.OPEN THE STATE →

The Rhode Island counties with the most doors of this kind

Providence County2 doors Newport County1 door

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions