Business financing in Brookings County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Brookings County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Brookings County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Brookings County line. You can walk in.
- Dakotaland Credit UnionPersonal · Home · Business capital
- Northeast South Dakota Economic Corp.Business capital
- Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
2 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Brookings County, South Dakota is home to a growing small-business community anchored by South Dakota State University, agriculture, and a steady retail and service sector. This guide walks solo contractors, small real-estate investors, and new business owners through the financing options available locally — including credit unions, CDFIs, and SBA-connected lenders that actually serve this area. Federal programs like SBA 7(a) and USDA Business loans are real tools here, but the local intermediaries who help you apply are the most important starting point. We also explain what documents you will typically need, what to watch out for, and how to take your first step with confidence.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN BROOKINGS COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN BROOKINGS COUNTY →26SD COUNTIES WITH DOORSThe whole stateEvery county in South Dakota, in this same lane.23 institutions fund business financing inside South Dakota county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

