Business financing in Dyer County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Dyer County line, but 2 keep an office open here. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Dyer County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Dyer County line. You can walk in.
- First South Financial Credit UnionPersonal · Home · Business capital
- Leaders Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Communities Unlimited, Inc.SBA microlenderCommunity lending · Business capital
- LiftFund, Inc.SBA microlenderCommunity lending · Business capital
- People Incorporated Financial ServicesSBA microlenderCommunity lending · Business capital
- The Housing Fund, Inc.Community lending · Business capital
- Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
5 of the 8 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
2 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps solo contractors, small business owners, and real estate investors in Dyer County, Tennessee understand their financing options in plain language. It highlights local credit unions, CDFIs, and SBA-connected lenders that actually serve the area — not just national programs. Whether you have a Social Security number or an ITIN, there are real pathways available to you. Take your time, compare options, and never feel pressured to sign anything you don't fully understand.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Leaders Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
First South Financial Credit Union · Leaders Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN DYER COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN DYER COUNTY →59TN COUNTIES WITH DOORSThe whole stateEvery county in Tennessee, in this same lane.62 institutions fund business financing inside Tennessee county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

