Business financing in Henry County.
County-by-county financing guides. No paperwork. No social. No ID.
4 institutions are headquartered inside the Henry County line. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Henry County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Commercial Bank and Trust CompanyPersonal · Business capital
- Security Bank and Trust CompanyPersonal · Business capital
- Commercial Holding Company, Inc.Community lending
- Security Bancshares, Inc.Community lending
- Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
4 of the 6 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
2 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps small business owners, solo contractors, and real-estate investors in Henry County, Tennessee understand their financing options in plain language. It focuses on the local and regional lenders, CDFIs, credit unions, and ITIN-friendly institutions that actually serve this area — not just federal programs. Whether you are just starting out or looking to grow, you will find practical information about who qualifies, what documents you need, where to apply, and what traps to avoid.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN HENRY COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN HENRY COUNTY →59TN COUNTIES WITH DOORSThe whole stateEvery county in Tennessee, in this same lane.62 institutions fund business financing inside Tennessee county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

