ORIGENCAPITAL

Business financing in Washington County.

County-by-county financing guides. No paperwork. No social. No ID.

3 institutions are headquartered inside the Washington County line. They are below, by name and by town.

Not this lane? Home FinancingPersonal Financing

In this county3DOORS INSIDE THE COUNTY LINE
2OF THOSE, CDFI-CERTIFIED
THE DIRECTORY

The doors in Washington County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Washington County3
  • Community Capital of Vermont, Inc.Barre · CDFI loan fund
    Community lending · Business capital
  • Community Capital of Vermont, Inc. (CCVT)Barre · SBA microloan intermediary
    Business capital
  • VSJF Flexible Capital Fund L3CMontpelier · CDFI loan fund
    Community lending · Business capital
National — works with an ITIN2
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
IN THIS LIST

2 of the 5 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

2 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A worn carpenter's bench at first light, hand tools and gloves laid out
OPEN DOORS IN WASHINGTON COUNTY
THE GUIDE

Washington County, Vermont has a strong local lending ecosystem built around community development financial institutions (CDFIs), credit unions, and state-backed programs that go well beyond what federal programs alone can offer. Whether you are a solo contractor, a small landlord, or a first-time business owner — including those who use an ITIN instead of a Social Security Number — there are real, accessible options here. This guide names the local organizations that actually serve Washington County, explains what you will need to apply, and helps you steer clear of costly traps. Origen Capital is a directory, not a lender; we connect you to information, never collect your data.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions