Business financing in Washington County.
County-by-county financing guides. No paperwork. No social. No ID.
3 institutions are headquartered inside the Washington County line. They are below, by name and by town.
Not this lane? Home FinancingPersonal Financing
The doors in Washington County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Community Capital of Vermont, Inc.Community lending · Business capital
- Community Capital of Vermont, Inc. (CCVT)Business capital
- VSJF Flexible Capital Fund L3CCommunity lending · Business capital
- Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
2 of the 5 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
2 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Washington County, Vermont has a strong local lending ecosystem built around community development financial institutions (CDFIs), credit unions, and state-backed programs that go well beyond what federal programs alone can offer. Whether you are a solo contractor, a small landlord, or a first-time business owner — including those who use an ITIN instead of a Social Security Number — there are real, accessible options here. This guide names the local organizations that actually serve Washington County, explains what you will need to apply, and helps you steer clear of costly traps. Origen Capital is a directory, not a lender; we connect you to information, never collect your data.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN WASHINGTON COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN WASHINGTON COUNTY →5VT COUNTIES WITH DOORSThe whole stateEvery county in Vermont, in this same lane.7 institutions fund business financing inside Vermont county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

