Business financing in Roanoke County.
County-by-county financing guides. No paperwork. No social. No ID.
3 institutions are headquartered inside the Roanoke County line, and 7 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Roanoke County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Blue Eagle Credit UnionPersonal · Home
- Kemba Roanoke Credit UnionPersonal · Home
- Salem Va Medical Center Credit UnionPersonal · Home
Based elsewhere, with a member-facing office inside the Roanoke County line. You can walk in.
- Beacon Credit Union, IncorporatedPersonal · Home · Business capital
- Freedom First Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Infirst Credit UnionPersonal · Home · Business capital
- Penair Credit UnionPersonal · Home · Business capital
- Valleystar Credit UnionPersonal · Home · Business capital
- IN THIS LIST
1 of the 13 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Virginia Credit UnionPersonal · Home · Business capital
Show the other 1Show fewer
- Roanoke Valley Community Credit UnionPersonal · Home
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
This guide helps solo contractors and small business owners in Roanoke County, Virginia understand their financing options in plain, straightforward language. It covers who qualifies, what documents you need, which local lenders and community organizations actually serve this area, and how to protect yourself from predatory products. Whether you have a traditional credit history or not, there are real pathways here for you. Take your time — good financing decisions are never rushed.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Freedom First Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Beacon Credit Union, Incorporated · Freedom First Credit UnionSame county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN ROANOKE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN ROANOKE COUNTY →67VA COUNTIES WITH DOORSThe whole stateEvery county in Virginia, in this same lane.64 institutions fund business financing inside Virginia county lines.OPEN THE STATE →
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