Business financing in Racine County.
County-by-county financing guides. No paperwork. No social. No ID.
2 institutions are headquartered inside the Racine County line, and 1 more keep a branch here. Below, we say which is which.
Not this lane? Home FinancingPersonal Financing
The doors in Racine County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Educators Credit UnionPersonal · Home · Business capital
- Racine Municipal Employees Credit UnionPersonal · Home
Based elsewhere, with a member-facing office inside the Racine County line. You can walk in.
- Marine Credit UnionPersonal · Home · Business capital
- Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital - Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Racine County has a strong network of local lenders, CDFIs, and community organizations ready to help small business owners and solo contractors access financing. Whether you are just starting out, growing an established business, or investing in local real estate, there are options built specifically for this region. This guide walks you through what financing looks like locally, who qualifies, what paperwork you will need, and where to go first. We also point out warning signs so you can protect yourself from costly mistakes.
Same county, another question.
Home FinancingPurchase, renovation, HELOC, and bridge loans for homeowners and investorsSEE IT IN RACINE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN RACINE COUNTY →47WI COUNTIES WITH DOORSThe whole stateEvery county in Wisconsin, in this same lane.43 institutions fund business financing inside Wisconsin county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

