ORIGENCAPITAL

Home financing in Solano County.

County-by-county financing guides. No paperwork. No social. No ID.

1 institutions are headquartered inside the Solano County line, and 4 more keep a branch here. Below, we say which is which.

Not this lane? Business FinancingPersonal Financing

In this county5DOORS INSIDE THE COUNTY LINE
1HEADQUARTERED HERE
3OF THOSE, CDFI-CERTIFIED
2MINORITY DEPOSITORIES
THE DIRECTORY

The doors in Solano County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Solano County1
  • Travis Credit UnionCDFI-certifiedVacaville · Credit union
    Personal · Home · Business capital
Keeps a branch in Solano County4

Based elsewhere, with a member-facing office inside the Solano County line. You can walk in.

  • Operating Engineers Local Union #3 Credit UnionLivermore · Credit union
    Personal · Home · Business capital
  • Self-Help Credit UnionCDFI-certifiedMinority depositoryDurham · Credit union
    Personal · Home · Business capital
  • The Golden 1 Credit UnionMinority depositorySacramento · Credit union
    Personal · Home · Business capital
  • Valley Strong Credit UnionCDFI-certifiedBakersfield · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
IN THIS LIST

3 of the 8 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN SOLANO COUNTY2 minority depositories
THE GUIDE

Buying or investing in a home in Solano County is more achievable than many people think, especially when you know which local lenders and programs are actually designed to serve working people and small investors in this region. This guide walks you through what home financing is, who qualifies, what paperwork to gather, and which Solano County institutions — from credit unions to CDFIs to ITIN-friendly lenders — can help you get started. We also cover California-specific rules and flag the warning signs of predatory lending so you can move forward with confidence. Origen Capital is a directory, not a lender — we never collect your personal information.

WHO SAYS YES HERE
3CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Self-Help Credit Union · Travis Credit Union
5Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Operating Engineers Local Union #3 Credit Union · Self-Help Credit Union
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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions