Home financing in New London County.
County-by-county financing guides. No paperwork. No social. No ID.
1 institutions are headquartered inside the New London County line. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in New London County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- 1
- DOORS HERE
- 1
- BASED HERE
- 7
- CT COUNTIES WITH DOORS
- Lane
- Home Financing
- People
- 269Kresidents of New London County
- Elsewhere in CT
- New Haven County →15 doors — the biggest list of any other county in Connecticut
- State
- Connecticut →7 of 8 counties hold a door in this lane
- Charter Oak Credit UnionPersonal · Home · Business capital
- Ascendus Inc.SBA microlenderCommunity lending · Business capital
- Community Capital New York, IncSBA microlenderCommunity lending · Business capital
- The Community Economic Development Fund Foundation, Inc.SBA microlenderCommunity lending · Business capital
- Community Investment CorporationBusiness capital
- Hartford Economic Development Corp.Business capital
- PursuitBusiness capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
How to read this list.
We do not ask for your name, your email, or your number. Nothing on this page changes based on who you are.
A door is headquartered here when its head office sits inside the county line. The rest are based elsewhere and keep a branch you can walk into. We list both, and we label which is which.
Every institution on this page comes from public federal data — the CDFI Fund certified list (Aug 2026), NCUA credit union data (Jun 2026), and the SBA microloan intermediary list (Sep 2026) — plus a short national tier we verified by hand. We refresh each list as its agency publishes. No listing is paid.
New London County, Connecticut offers a range of home financing options beyond the big national banks — including local credit unions, state-backed programs through CHFA, and CDFI lenders that work with self-employed borrowers and ITIN holders. This guide walks you through what home financing means here, who typically qualifies, what documents you will need, and which local institutions actually serve this county. We also flag common traps so you can move forward with confidence and clarity.
- 1
- DOORS HERE
- 18
- ACROSS CT
Based in Waterford, Connecticut. A credit union — owned by its members rather than by shareholders, which is exactly what changes the conversation after a bank has said no.
BEST FORA personal loan, or building a credit file from nothing, and buying, repairing or refinancing a home.The rules where you are.
None of this is set by a lender. Connecticut sets it, and it applies the same in every county in the state — which is why it is worth knowing before you knock on any of the doors above.
- PROPERTY TAX1.79% effective
What Connecticut charges every year on what the house is worth. No lender sets it and it does not go away when the loan does — it is part of the payment from day one.
- MEDIAN HOME, STATEWIDE$391K
The number an appraisal gets read against. A house well under it is often the loan a big bank does not want — which is exactly what the doors above are for.
- STATE INCOME TAX2.0% – 6.99%
It comes off before a lender works out how much of your income can go to a payment.
- COST OF LIVING113.1
National index, where 100 is the country's average. Under 100 means your money goes further here than it does nationally.
Sources: Tax Foundation 2025 · Census ACS 5-year 2023 · BEA/MERIC COLI 2024 · Zillow 2026-Q1. As of 2026-04.
The short version.
- 01
1 door sit inside the New London County line. They are up the page, by name and by town — and none of them paid to be there.
- 02
1 of them are credit unions — owned by their members rather than by shareholders, and used to reading a whole story instead of a score.
- 03
This page did not ask you for a name, an email, or a number, and nothing on it changes based on who you are.
- 04
7 of Connecticut's 8 counties hold a door in this lane. If New London County does not have the one you need, the whole state is one click away.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN NEW LONDON COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN NEW LONDON COUNTY →7CT COUNTIES WITH DOORSThe whole stateEvery county in Connecticut, in this same lane.18 institutions fund homes and repairs inside Connecticut county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.