Home financing in Shoshone County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Shoshone County line, but 1 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Shoshone County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Shoshone County line. You can walk in.
- Potlatch No. 1 Financial Credit UnionPersonal · Home · Business capital
- NHS Lending, Inc.Community lending · Business capital
- Jannus, IncBusiness capital
- Seattle Economic Development Fund (dba: Business Impact Northwest)Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
1 of the 7 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Buying or investing in a home in Shoshone County, Idaho is very achievable — even if your credit history is limited, your income is seasonal, or you don't have a Social Security number. This guide walks you through what home financing actually is, who qualifies locally, what paperwork you'll need, and which local lenders and programs genuinely serve this corner of the Silver Valley. Take your time, compare your options, and never feel pressured to sign anything you don't fully understand.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN SHOSHONE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN SHOSHONE COUNTY →39ID COUNTIES WITH DOORSThe whole stateEvery county in Idaho, in this same lane.31 institutions fund home financing inside Idaho county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

