Home financing in Dallas County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Dallas County line, but 6 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Dallas County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Dallas County line. You can walk in.
- Collins Community Credit UnionPersonal · Home · Business capital
- Dupaco Community Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Greater Iowa Credit UnionPersonal · Home · Business capital
- Greenstate Credit UnionPersonal · Home · Business capital
- The Family Credit UnionPersonal · Home · Business capital
- IN THIS LIST
2 of the 9 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Veridian Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Dallas County, Iowa is one of the fastest-growing counties in the state, stretching from the western suburbs of Des Moines through smaller cities like Adel, Perry, and Waukee. Whether you are buying your first home, investing in a rental property, or refinancing, there are local lenders and community organizations in and around Dallas County that can help. This guide walks you through what home financing is, who qualifies, what paperwork to gather, which local institutions to contact, and how to avoid common traps.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Dupaco Community Credit Union · Veridian Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Collins Community Credit Union · Dupaco Community Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN DALLAS COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN DALLAS COUNTY →45IA COUNTIES WITH DOORSThe whole stateEvery county in Iowa, in this same lane.31 institutions fund home financing inside Iowa county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

