Home financing in Boone County.
County-by-county financing guides. No paperwork. No social. No ID.
No institution is headquartered inside the Boone County line, but 4 keep an office open here. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Boone County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
Based elsewhere, with a member-facing office inside the Boone County line. You can walk in.
- Cinfed Credit UnionPersonal · Home · Business capital
- Communityamerica Credit UnionPersonal · Home · Business capital
- General Electric Credit UnionPersonal · Home · Business capital
- L & N Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Buying a home in Boone County, Kentucky is within reach for solo contractors, first-time buyers, and mixed-status families — especially when you know which local organizations are on your side. This guide walks you through what home financing looks like in this county, who qualifies, what documents you will need, and which local lenders and community organizations actually serve people here. We also cover Kentucky-specific programs and what to watch out for so you can move forward with confidence and no surprises.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN BOONE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN BOONE COUNTY →44KY COUNTIES WITH DOORSThe whole stateEvery county in Kentucky, in this same lane.40 institutions fund home financing inside Kentucky county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

