Home financing in Berkshire County.
County-by-county financing guides. No paperwork. No social. No ID.
2 institutions are headquartered inside the Berkshire County line. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Berkshire County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Greylock Credit UnionCDFI-certifiedPersonal · Home · Business capital
- North Adams M E Credit UnionPersonal
- Common Capital, Inc.SBA microlenderCommunity lending · Business capital
- Cooperative Fund of the Northeast, Inc.Community lending · Business capital
- Dorchester Bay Neighborhood Loan Fund, Inc.SBA microlenderCommunity lending · Business capital
- Grow America Fund, Inc.Community lending · Business capital
- NDC Community Impact Loan FundCommunity lending · Business capital
- IN THIS LIST
7 of the 13 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- North Central Massachusetts Development CorporationSBA microlenderCommunity lending · Business capital
- Community Teamwork, Inc.Business capital
- Jobs for Fall River Inc.Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Buying or investing in a home in Berkshire County, Massachusetts is very achievable when you know which local organizations are on your side. This guide walks you through what home financing means, who qualifies in the Berkshire County economy, which documents you will likely need, and which local lenders and community organizations can help you — including ITIN-friendly options for those without a Social Security Number. We also highlight Massachusetts-specific programs and flag the warning signs of predatory lending so you can borrow with confidence.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Greylock Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Greylock Credit Union · North Adams M E Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN BERKSHIRE COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN BERKSHIRE COUNTY →12MA COUNTIES WITH DOORSThe whole stateEvery county in Massachusetts, in this same lane.57 institutions fund home financing inside Massachusetts county lines.OPEN THE STATE →
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