ORIGENCAPITAL

Home financing in Holmes County.

County-by-county financing guides. No paperwork. No social. No ID.

2 institutions are headquartered inside the Holmes County line. They are below, by name and by town.

Not this lane? Business FinancingPersonal Financing

In this county2DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Holmes County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Holmes County2
  • Holmes County Capital CorporationLexington · CDFI
    Community lending
  • Holmes County BankLexington · CDFI bank
    Personal · Business capital
Serving all of Mississippi8
  • BankFirst Capital CorporationColumbus · CDFI
    Community lending
  • Communities Unlimited, Inc.SBA microlenderFayetteville · CDFI loan fund
    Community lending · Business capital
  • First Southwest Corporation McComb, MSMccomb · CDFI
    Community lending
  • Great Southern Capital CorporationMeridian · CDFI
    Community lending
  • Haven Capital CorporationBrookhaven · CDFI
    Community lending
  • IN THIS LIST

    10 of the 13 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • LiftFund, Inc.SBA microlenderSan Antonio · CDFI loan fund
    Community lending · Business capital
  • Renaissance Community Loan Fund, Inc.SBA microlenderGulfport · CDFI loan fund
    Community lending · Business capital
  • Southwest Security, Inc.Natchez · CDFI
    Community lending
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN HOLMES COUNTY
THE GUIDE

Holmes County, Mississippi is a rural community with a strong agricultural heritage and a growing number of residents working toward homeownership. This guide walks you through the types of home financing available locally, who qualifies, what paperwork you will need, and which local and regional organizations can help you get there. We emphasize the lenders, credit unions, and nonprofits that actually serve Holmes County — not just national programs that look good on paper but are hard to access here. We also point out common traps so you can protect yourself and your family.

IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions