Home financing in Holmes County.
County-by-county financing guides. No paperwork. No social. No ID.
2 institutions are headquartered inside the Holmes County line. They are below, by name and by town.
Not this lane? Business FinancingPersonal Financing
The doors in Holmes County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Holmes County Capital CorporationCommunity lending
- Holmes County BankPersonal · Business capital
- BankFirst Capital CorporationCommunity lending
- Communities Unlimited, Inc.SBA microlenderCommunity lending · Business capital
- First Southwest Corporation McComb, MSCommunity lending
- Great Southern Capital CorporationCommunity lending
- Haven Capital CorporationCommunity lending
- IN THIS LIST
10 of the 13 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- LiftFund, Inc.SBA microlenderCommunity lending · Business capital
- Renaissance Community Loan Fund, Inc.SBA microlenderCommunity lending · Business capital
- Southwest Security, Inc.Community lending
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

Holmes County, Mississippi is a rural community with a strong agricultural heritage and a growing number of residents working toward homeownership. This guide walks you through the types of home financing available locally, who qualifies, what paperwork you will need, and which local and regional organizations can help you get there. We emphasize the lenders, credit unions, and nonprofits that actually serve Holmes County — not just national programs that look good on paper but are hard to access here. We also point out common traps so you can protect yourself and your family.
Same county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN HOLMES COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN HOLMES COUNTY →44MS COUNTIES WITH DOORSThe whole stateEvery county in Mississippi, in this same lane.33 institutions fund home financing inside Mississippi county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

