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Home financing in Lyon County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Lyon County line, but 1 keep an office open here. They are below, by name and by town.

Not this lane? Business FinancingPersonal Financing

In this county1DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Lyon County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Lyon County1

Based elsewhere, with a member-facing office inside the Lyon County line. You can walk in.

  • United Credit UnionSt Joseph · Credit union
    Personal · Home · Business capital
Serving all of Nevada1
  • Prestamos CDFI, LLCSBA microlenderPhoenix · CDFI loan fund
    Community lending · Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
IN THIS LIST

1 of the 5 are CDFI-certified.

The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN LYON COUNTY
THE GUIDE

Buying a home in Lyon County, Nevada — whether in Fernley, Yerington, Dayton, or Silver Springs — is within reach for many working families, solo contractors, and small investors. This guide walks you through what home financing actually is, who qualifies locally, what paperwork you'll need, and which nearby lenders and programs are genuinely built to help people in this region. We highlight local credit unions, ITIN-friendly lenders, Nevada-specific assistance programs, and warning signs to watch out for so you can move forward with confidence and without surprises.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions