ORIGENCAPITAL

Home financing in Chaves County.

County-by-county financing guides. No paperwork. No social. No ID.

3 institutions are headquartered inside the Chaves County line, and 2 more keep a branch here. Below, we say which is which.

Not this lane? Business FinancingPersonal Financing

In this county5DOORS INSIDE THE COUNTY LINE
3HEADQUARTERED HERE
4FUND THIS LANE HERE
THE DIRECTORY

The doors in Chaves County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Chaves County3
  • Roswell Community Credit UnionRoswell · Credit union
    Personal · Home
  • The Florist Credit UnionRoswell · Credit union
    Personal · Home · Business capital
  • Chaves County School Employees Credit UnionRoswell · Credit union
    Personal
Keeps a branch in Chaves County2

Based elsewhere, with a member-facing office inside the Chaves County line. You can walk in.

  • Artesia Credit UnionArtesia · Credit union
    Personal · Home
  • Otero Credit UnionAlamogordo · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN CHAVES COUNTY
THE GUIDE

Buying a home in Chaves County, New Mexico is within reach for solo contractors, working families, and first-time buyers — including those without a Social Security number. This guide walks you through what home financing is, who qualifies locally, what paperwork you'll need, and which local lenders and programs actually serve the Roswell area. We also cover New Mexico-specific rules and red flags to watch so you can borrow with confidence.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions