Home financing in Guilford County.
County-by-county financing guides. No paperwork. No social. No ID.
6 institutions are headquartered inside the Guilford County line, Greensboro included, and 10 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Guilford County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Acclaim Credit UnionPersonal · Home
- Healthshare Credit UnionPersonal · Home
- Internal Revenue Employees Credit UnionPersonal · Home
- Revity Credit UnionPersonal · Home · Business capital
- Summit Credit UnionPersonal · Home · Business capital
- IN THIS LIST
6 of the 19 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Piedmont Business CapitalCommunity lending · Business capital
Based elsewhere, with a member-facing office inside the Guilford County line. You can walk in.
- Allegacy Credit UnionPersonal · Home · Business capital
- American Partners Credit UnionPersonal · Home · Business capital
- Civic Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Latino Community Credit UnionCDFI-certifiedMinority depositoryPersonal · Home
- Members Credit UnionPersonal · Home
- NO SOCIAL SECURITY NUMBER
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
- Nova Credit UnionCDFI-certifiedPersonal · Home
Show the other 4Show fewer
- Piedmont Advantage Credit UnionPersonal · Home · Business capital
- Self-Help Credit UnionCDFI-certifiedMinority depositoryPersonal · Home · Business capital
- Skyla Credit UnionPersonal · Home · Business capital
- Truliant Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital

Buying a home in Guilford County — whether in Greensboro, High Point, or a surrounding community — is very achievable with the right local partners. This guide walks you through what home financing looks like, who qualifies, what documents you'll need, and which local lenders, credit unions, and CDFIs actually serve this area. We also cover North Carolina-specific programs that can lower your costs, and we flag the warning signs of predatory lending so you can protect yourself.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Civic Credit Union · Latino Community Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Acclaim Credit Union · Allegacy Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN GUILFORD COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN GUILFORD COUNTY →65NC COUNTIES WITH DOORSThe whole stateEvery county in North Carolina, in this same lane.54 institutions fund home financing inside North Carolina county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

