ORIGENCAPITAL

Home financing in Guilford County.

County-by-county financing guides. No paperwork. No social. No ID.

6 institutions are headquartered inside the Guilford County line, Greensboro included, and 10 more keep a branch here. Below, we say which is which.

Not this lane? Business FinancingPersonal Financing

In this county16DOORS INSIDE THE COUNTY LINE
6HEADQUARTERED HERE
15FUND THIS LANE HERE
5OF THOSE, CDFI-CERTIFIED
THE DIRECTORY

The doors in Guilford County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Guilford County6
  • Acclaim Credit UnionGreensboro · Credit union
    Personal · Home
  • Healthshare Credit UnionGreensboro · Credit union
    Personal · Home
  • Internal Revenue Employees Credit UnionGreensboro · Credit union
    Personal · Home
  • Revity Credit UnionGreensboro · Credit union
    Personal · Home · Business capital
  • Summit Credit UnionGreensboro · Credit union
    Personal · Home · Business capital
  • IN THIS LIST

    6 of the 19 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • Piedmont Business CapitalGreensboro · CDFI loan fund
    Community lending · Business capital
Keeps a branch in Guilford County10

Based elsewhere, with a member-facing office inside the Guilford County line. You can walk in.

  • Allegacy Credit UnionWinston Salem · Credit union
    Personal · Home · Business capital
  • American Partners Credit UnionReidsville · Credit union
    Personal · Home · Business capital
  • Civic Credit UnionCDFI-certifiedRaleigh · Credit union
    Personal · Home · Business capital
  • Latino Community Credit UnionCDFI-certifiedMinority depositoryDurham · Credit union
    Personal · Home
  • Members Credit UnionWinston Salem · Credit union
    Personal · Home
  • NO SOCIAL SECURITY NUMBER

    3 of these doors accept an ITIN.

    They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

  • Nova Credit UnionCDFI-certifiedCharlotte · Credit union
    Personal · Home
Show the other 4Show fewer
  • Piedmont Advantage Credit UnionWinston Salem · Credit union
    Personal · Home · Business capital
  • Self-Help Credit UnionCDFI-certifiedMinority depositoryDurham · Credit union
    Personal · Home · Business capital
  • Skyla Credit UnionCharlotte · Credit union
    Personal · Home · Business capital
  • Truliant Credit UnionCDFI-certifiedWinston Salem · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
A modest house in warm evening light
OPEN DOORS IN GUILFORD COUNTY2 minority depositories
THE GUIDE

Buying a home in Guilford County — whether in Greensboro, High Point, or a surrounding community — is very achievable with the right local partners. This guide walks you through what home financing looks like, who qualifies, what documents you'll need, and which local lenders, credit unions, and CDFIs actually serve this area. We also cover North Carolina-specific programs that can lower your costs, and we flag the warning signs of predatory lending so you can protect yourself.

WHO SAYS YES HERE
6CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Civic Credit Union · Latino Community Credit Union
15Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Acclaim Credit Union · Allegacy Credit Union
IRIS AI

Still don't see your situation?

Ask Iris. She'll explain it the way it should have been explained the first time.

Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions