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Home financing in Walsh County.

County-by-county financing guides. No paperwork. No social. No ID.

No institution is headquartered inside the Walsh County line, but 1 keep an office open here. They are below, by name and by town.

Not this lane? Business FinancingPersonal Financing

In this county1DOORS INSIDE THE COUNTY LINE
THE DIRECTORY

The doors in Walsh County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Keeps a branch in Walsh County1

Based elsewhere, with a member-facing office inside the Walsh County line. You can walk in.

  • North Star Community Credit UnionMaddock · Credit union
    Personal · Home · Business capital
Serving all of North Dakota1
  • Lake Agassiz Regional Development CorporationFargo · SBA microloan intermediary
    Business capital
National — works with an ITIN2
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

2 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN WALSH COUNTY
THE GUIDE

Buying or investing in a home in Walsh County, North Dakota is very achievable, even if your credit history is limited or you don't have a Social Security number. This guide walks you through what home financing looks like locally, who qualifies, what documents you'll need, and which local lenders and programs actually serve this part of northeastern North Dakota. We highlight the local intermediary layer — credit unions, CDFIs, and state housing programs — because they tend to offer fairer terms and more flexibility than large national lenders. Take your time, compare your options, and never feel pressured to sign anything quickly.

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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions