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Home financing in Cuyahoga County.

County-by-county financing guides. No paperwork. No social. No ID.

16 institutions are headquartered inside the Cuyahoga County line, Cleveland included, and 4 more keep a branch here. Below, we say which is which.

See the 20 doorsAsk a question

Not this lane? Business FinancingPersonal Financing

In this county20DOORS INSIDE THE COUNTY LINE
16HEADQUARTERED HERE
13FUND THIS LANE HERE
4OF THOSE, CDFI-CERTIFIED
THE DIRECTORY

The doors in Cuyahoga County.

The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.

Headquartered in Cuyahoga County16
  • Best Reward Credit UnionBrook Park · Credit union
    Personal · Home
  • Century Credit UnionIndependence · Credit union
    Personal · Home · Business capital
  • Eaton Family Credit UnionEuclid · Credit union
    Personal · Home · Business capital
  • Faith Community United Credit UnionCDFI-certifiedMinority depositoryCleveland · Credit union
    Personal · Home · Business capital
  • Greater Cleveland Community Credit UnionCDFI-certifiedMinority depositoryCleveland · Credit union
    Personal · Home
  • IN THIS LIST

    8 of the 23 are CDFI-certified.

    The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.

  • Oc Credit UnionGarfield Hts · Credit union
    Personal · Home · Business capital
  • Ohio Teamsters Credit UnionIndependence · Credit union
    Personal · Home
  • Steel Valley Credit UnionMinority depositoryCleveland · Credit union
    Personal · Home
Show the other 8Show fewer
  • Unity Catholic Credit UnionParma · Credit union
    Personal · Home · Business capital
  • CHN Housing CapitalCleveland · CDFI loan fund
    Community lending · Business capital
  • Cleveland Development Advisors Community Reinvestment Fund, Inc.Cleveland · CDFI loan fund
    Community lending · Business capital
  • Double Bottomline CorpNorth Olmsted · CDFI
    Community lending
  • Antioch Credit UnionMinority depositoryCleveland · Credit union
    Personal
  • Cleveland Church of Christ Credit UnionMinority depositoryCleveland · Credit union
    Personal
  • North Coast Credit UnionCDFI-certifiedFairview Park · Credit union
    Personal
  • St. Colman & Affiliates Credit UnionCleveland · Credit union
    Personal
Keeps a branch in Cuyahoga County4

Based elsewhere, with a member-facing office inside the Cuyahoga County line. You can walk in.

  • Buckeye State Credit UnionCDFI-certifiedAkron · Credit union
    Personal · Home · Business capital
  • Cardinal Credit Union, Inc.CDFI-certifiedMentor · Credit union
    Personal · Home · Business capital
  • Pathways Financial Credit UnionColumbus · Credit union
    Personal · Home · Business capital
  • Ukrainian Credit UnionRochester · Credit union
    Personal · Home · Business capital
National — works with an ITIN3
  • Mission Asset FundAccepts ITINSan Francisco · National nonprofit lender

    Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.

    Personal
  • Accion Opportunity FundAccepts ITINSan Jose · National nonprofit lender

    Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.

    Business capital
  • Grameen AmericaAccepts ITINNew York · National nonprofit lender

    Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.

    Business capital
NO SOCIAL SECURITY NUMBER

3 of these doors accept an ITIN.

They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

A modest house in warm evening light
OPEN DOORS IN CUYAHOGA COUNTY5 minority depositories
THE GUIDE

Buying a home in Cuyahoga County is within reach for many solo contractors, first-time buyers, and small investors — including those who use an ITIN instead of a Social Security number. This guide explains how home financing works, who qualifies based on the local economy, which local lenders and community organizations actually serve this county, and what traps to avoid. Origen Capital is a directory, not a lender — we help you find the right people to talk to first.

WHO SAYS YES HERE
8CDFIs

Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.

Buckeye State Credit Union · Cardinal Credit Union, Inc.
17Credit unions

Owned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.

Best Reward Credit Union · Buckeye State Credit Union
FROM HERE

Same county, another question.

A worn carpenter's bench at first light, hand tools and gloves laid outBusiness FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN CUYAHOGA COUNTY →A porch at dusk, string lights on, two chairs pulled upPersonal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN CUYAHOGA COUNTY →64OH COUNTIES WITH DOORSThe whole stateEvery county in Ohio, in this same lane.85 institutions fund home financing inside Ohio county lines.OPEN THE STATE →
The Ohio counties with the most doors of this kind
Lucas County15 doorsStark County9 doorsMontgomery County8 doorsHamilton County7 doorsSummit County7 doorsGreene County6 doorsFranklin County5 doorsButler County4 doors
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Answered in English and SpanishNo account. No name.3,143 counties · 3,532 institutions