Home financing in Sullivan County.
County-by-county financing guides. No paperwork. No social. No ID.
5 institutions are headquartered inside the Sullivan County line, and 2 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Sullivan County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Appalachian Community Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Eastman Credit UnionPersonal · Home · Business capital
- Horizon Credit UnionCDFI-certifiedPersonal · Home
- Kingsport Press CUPersonal · Home
- United Southeast Credit UnionPersonal · Home
Based elsewhere, with a member-facing office inside the Sullivan County line. You can walk in.
- Knoxville Tva Employees Credit UnionPersonal · Home · Business capital
- Select Seven Credit UnionCDFI-certifiedPersonal · Home
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of the 9 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
2 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.

This guide helps residents and small investors in Sullivan County, Tennessee understand their home financing options in plain, straightforward language. It highlights local credit unions, CDFIs, and ITIN-friendly lenders that actually serve this region, alongside Tennessee-specific programs that can reduce your costs. Whether you are buying your first home, refinancing, or investing in a small rental property, this guide will help you take the next step with confidence and without pressure.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Appalachian Community Credit Union · Horizon Credit UnionOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Appalachian Community Credit Union · Eastman Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN SULLIVAN COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN SULLIVAN COUNTY →59TN COUNTIES WITH DOORSThe whole stateEvery county in Tennessee, in this same lane.78 institutions fund home financing inside Tennessee county lines.OPEN THE STATE →Still don't see your situation?
Ask Iris. She'll explain it the way it should have been explained the first time.

