Home financing in Fairfax County.
County-by-county financing guides. No paperwork. No social. No ID.
13 institutions are headquartered inside the Fairfax County line, and 4 more keep a branch here. Below, we say which is which.
Not this lane? Business FinancingPersonal Financing
The doors in Fairfax County.
The CDFIs, credit unions, and microlenders that actually say yes — county by county, in two languages. We are not a lender. Nobody paid to be listed. And where a county has no good doors, we say so.
- Apple Credit UnionPersonal · Home · Business capital
- Arlington Community Credit UnionCDFI-certifiedPersonal · Home · Business capital
- Healthcare Systems Credit UnionPersonal · Home · Business capital
- Infirst Credit UnionPersonal · Home · Business capital
- Justice Credit UnionPersonal · Home · Business capital
- IN THIS LIST
3 of the 20 are CDFI-certified.
The U.S. Treasury certifies them to lend to the people banks pass over. It is a loan, not a favour.
- Northwest Credit UnionPersonal · Home · Business capital
- Spectra Credit UnionPersonal · Home · Business capital
- Truenergy Credit UnionPersonal · Home · Business capital
Show the other 5Show fewer
- Wright Patman Congressional Credit UnionPersonal · Home
- Lower Brule Community Development Enterprise, LLCCommunity lending · Business capital
- Salas & CompanyCommunity lending · Business capital
- First Baptist Church of Vienna (va) Credit UnionMinority depositoryPersonal
- Mount Pleasant Baptist Church Credit UnionMinority depositoryPersonal
Based elsewhere, with a member-facing office inside the Fairfax County line. You can walk in.
- Andrews Federal Credit UnionMinority depositoryPersonal · Home · Business capital
- Commonwealth One Credit UnionPersonal · Home · Business capital
- Corporate America Family Credit UnionPersonal · Home · Business capital
- Lafayette Credit UnionPersonal · Home · Business capital
- Mission Asset FundAccepts ITIN
Zero-interest lending circles and credit building. SSN or ITIN accepted. Works through nonprofit partners across the country.
Personal - Accion Opportunity FundAccepts ITIN
Nonprofit small-business lender. Accepts ITIN in place of SSN. Serves most states, in English and Spanish.
Business capital - Grameen AmericaAccepts ITIN
Microloans for women entrepreneurs. Requires photo ID and proof of address — no SSN requirement. Branches in major metro areas.
Business capital
3 of these doors accept an ITIN.
They will open an application with an ITIN instead of a social security number. They are marked ACCEPTS ITIN below.
Buying or investing in a home in Fairfax County is one of the biggest financial steps you can take, and the right loan can make all the difference. This guide walks you through what home financing actually means, who qualifies in Northern Virginia's economy, which local lenders and community organizations genuinely serve Fairfax County residents — including ITIN borrowers — and how Virginia's state programs can lower your costs. We also flag the traps and predatory patterns to avoid so you can move forward with confidence and clarity.
Certified by the U.S. Treasury to lend where a bank will not. Nonprofit, patient, and used to a file that is not clean.
Arlington Community Credit Union · Lower Brule Community Development Enterprise, LLCOwned by their members, not by shareholders. They look at your whole story rather than a score, and that is the difference when a bank says no.
Andrews Federal Credit Union · Apple Credit UnionSame county, another question.
Business FinancingLoans, lines of credit, and capital for small businesses and contractorsSEE IT IN FAIRFAX COUNTY →
Personal FinancingPersonal loans, credit building, and ITIN-friendly financing optionsSEE IT IN FAIRFAX COUNTY →73VA COUNTIES WITH DOORSThe whole stateEvery county in Virginia, in this same lane.71 institutions fund home financing inside Virginia county lines.OPEN THE STATE →
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